Would you believe me if I told you were in prison right now? For the most part of your life you have been in prison, a prison of your mind.
Where did this prison come from? Our prison comes from our society and our culture. Our prison are the things that we “think” we have to do. We have to go to school, we have to go to college (and go into student debt), we have to buy a home or rent and stay in debt, we have to buy a car (more debt), we have to have children, we have to pay taxes, we have to celebrate predefined holidays – christmas, easter, valentines day,,,, and so on.
There are different levels of prisons, with some being worse then others.
The worst prison we put ourselves in, is the prison of debt
Debt is a parasite that slowly sucks the life out of its victim. But for some reason we have been taught that we should go into debt. Why does society think we should use credit cards, why should we buy a new car, why do we have to buy a fancy home, why do we have to live at the edge of our means?
If you listen to the experts on the economy, the more money people save, the worse the economy. Our economy is driven by people spending money. Spending money is what we should not be doing, we should be saving money.
We spend money, we run pout of money, we ask a bank for a loan, the bank then has control over our lives. Get behind on a car note, or house note, you can find yourself in dire straits.
Banks have gotten a bad rap here lately. Well, its not just lately, banks have had a bad reputation for thousands of years, but that is just the way it is. The question is, what has empowered banks to have so much power? The answer is, our greed and our laziness. Greed Humans are greedy […]
My wife and I do not have a credit cards or checks. There are lots of reasons why we do not use them, but the main reason was to save money. After looking at how much money we were spending on late fees, interest, penalties,,,, we decided the banks were charging us too much money for such a simple service.
Credit cards – Its a personal financial decision we have made, no credit cards. If we had them, we would most probably run up the bill and put our family in debt; and that is something we do not want to do. To avoid the temptation of using a credit card, and paying the interest and fees, we just do not have any.
My ex-wife, while we were married, she ran up a credit card bill between $30,000 – $35,0000. Every card we had was maxed. It took us years to pay that down, we had to go through credit counseling, collection companies were calling all the time,,,,,,,,, it was a bad time in my life. To avoid all of that again, an to avoid the temptation, my new wife and I do not have any credit cards.